On top of the Freeview offer it gives you access to

On top of the Freeview offer, it gives you access to around 10 additional channels – the Cartoon Network, for instance – for £7.99 a month. These include services such as E4, BBC News 24 and Eurosport. Then there is Freeview, for which you simply need to buy a new set-top box to connect to your existing TV aerial. The final option is the newest entrant – companies such as HomeChoice, which provide digital television through a broadband internet connection.
Bear in mind that with Freeview you can only access a limited number of free-to-air channels.

There are four ways to get access to more than the basic five channels screened nationally. Digital television is available through Sky itself, using a satellite dish and a decoder, or from cable companies such as NTL and Telewest, which run a cable into your home, as long as they have connected up your street. Although you’ll need the Sky Sports channels to watch live Premiership football, satellite television is not the only way to access this programming – and it may not be the cheapest or most appropriate option for you. Love it or hate it, Premiership football returns today and, once again, if you want to watch live matches at home, you’ll have to pay for the privilege. But that doesn’t mean you have to put up a Sky satellite dish.

There are all sorts of reliefs you can claim to reduce the final tax bill on a capital gain. Assets that have been held for several years, for example, are subject to lower rates of tax.. All investors are entitled to make a certain amount of capital gains each year without paying any tax at all – the CGT allowance in the current tax year is £8,500.Even profits above this amount won’t necessarily be taxable. Are all capital gains subject to tax? Surely I don’t have to pay the full 40 per cent on every single penny of profit I make on an investment? DP, Edinburgh.A.

She says her assets should be shared between my sister and me What is the process if she dies intestate? CC, Exeter.A. “A grant of letters of administration may have to be obtained from the Probate Registry,” says Stephen Pallister, the tax and trust partner at the solicitors Charles Russell. “The grant is similar to the grant of probate you apply for where there is a will. Assuming your father has died, you and your sister will be entitled equally to your mother’s estate as is laid out in the intestacy rules.”You both will also be the people entitled to apply for the grant.